Suwanragsa, Issara, Pallapa Srivalosakul, and Noppon Tangjitprom. 2018. “An Integrative Model of Factors Influencing Debt Burden: A Mediating Role of Money Management in Thai Society”. CONNEXION Journal of Humanities and Social Sciences 7 (2):223-50. https://so05.tci-thaijo.org/index.php/MFUconnexion/article/view/241209.