Pradubnak, Saisunee, Sirithip Wasinrat, and Nuntawan Buara. “CLUSTER ANALYSIS OF HOUSEHOLD SEGMENTATION AND FACTORS AFFECTING HOUSEHOLD FINANCIAL MANAGEMENT IN BAN CHIEN SUB-DISTRICT, HANKHA DISTRICT, CHAI NAT PROVINCE”. Phranakhon Rajabhat Research Journal : Humanities and Social Sciences 18, no. 2 (December 30, 2023): 184–196. accessed September 24, 2026. https://so05.tci-thaijo.org/index.php/PNRU_JHSS/article/view/265130.