Lomtaku, W. and Leewiwatwong, S. (2023) “Personal Financial Planning of Tour Guides in Chiangmai Province During COVID-19 Pandemic”, Rajapark Journal. Bangkok, Thailand, 17(55), pp. 160–173. available at: https://so05.tci-thaijo.org/index.php/RJPJ/article/view/265581 (accessed: 13 September 2026).