Lomtaku W, Leewiwatwong S, Ratchusanti S. Factors Affecting Thailand University Students’ Saving. RJPJ [internet]. 2023 Apr. 26 [cited 2026 Sep. 24];17(51):192-204. available from: https://so05.tci-thaijo.org/index.php/RJPJ/article/view/262277