Sanjaya Kumar Lenka, Prafulla Nath, and Rajesh Barik. “How does Financial Inclusion Affect Unemployment? Evidence from Selected Upper Middle and Lower Middle-Income Countries”. Thailand and The World Economy, vol. 42, no. 2, May 2024, pp. 40-63, https://so05.tci-thaijo.org/index.php/TER/article/view/272788.