polpanumas anothai. Factors Affecting Saving Behavior of Accounting Students of Faculty of Business Administration and Liberal Arts, Rajamangala University of Technology Lanna Tak. BALARMUTL [internet]. 2024 Dec. 30 [cited 2025 Apr. 2];12(2):1-12. available from: https://so05.tci-thaijo.org/index.php/balajhss/article/view/266680