Hakin, S., and S. Prechanont. “Household Accounting: Personal Financial Planning Tools for Household’s Debt Management: A Case Study of Ban Mae Khimook Community, Mae Chaem District, Chiang Mai Province”. Research and Development Journal, Loei Rajabhat University, vol. 16, no. 56, Apr. 2021, pp. 43-53, https://so05.tci-thaijo.org/index.php/researchjournal-lru/article/view/247143.