จิตร์น้อมรัตน์ ธนิดา. “Financial performance ratios of microinsurance”. RMUTSB ACADEMIC JOURNAL (HUMANITIES AND SOCIAL SCIENCES) 3, no. 2 (December 24, 2018): 241–252. accessed September 28, 2026. https://so05.tci-thaijo.org/index.php/rmutsb-hs/article/view/122896.