Tambunlertchai, Kanittha. “Financial Inclusion in Myanmar: What Factors Determine Access to Saving and Credit Products For Informal Sector Workers?”. SOUTHEAST ASIAN JOURNAL OF ECONOMICS (April 13, 2017): 77–107. accessed October 14, 2026. https://so05.tci-thaijo.org/index.php/saje/article/view/89758.