Paichayontvijit, Trinud, and Randa Jamrassree. 2023. “Factor Affecting Saving and Debt Levels of the Welfare Card Users in Nakhon Ratchasima Province”. Thammasat Journal 42 (3):159-74. https://so05.tci-thaijo.org/index.php/tujo/article/view/272177.