Forms of The Debt Management in Ban Khan Phai Community

Abstract

The purposes of this research were to study : 1) the debt situation, 2) the causes and factors affecting debt situation, and 3) the problem forms of people in Ban Khan Phai Community. The qualitative research used was review literature collection, and depth interview 100 person, 80 households,  and 20 headship of Ban Khan Phai Community.  The finding found the relationship between the natural resources condition and the changing of communal environment. Thus, it has the congruence between people in communal adaptation and debt situation under the limited of developmental and capitalism policy condition affecting to living stability. The cause and factors affecting the community's debt of people in Ban Khan Phai Community were high cost of living but low income, and debt situation by materialism and technological value. Finding indicate that the solution pattern of this problem should be based on sufficiency economy philosophy for reduce expenses, increase revenue, and emphasis on self-reliance, and save cost.