Factors Affecting Wealth Saving Behavior of Students, Faculty of Business Administration Rajamangala University of Technology Rattanakosin, Wang Klai Kangwon Campus

Abstract

This research is quantitative research that aims to 1) study the demographic characteristics correlating with the saving behavior of business administration students, 2) study economic fundamentals relating to saving behavior among business administration students, and 3) compare goals relating to savings behavior of business administration students. The tool used in the research was a questionnaire collected from 302 students of Rajamangala University of Technology Rattanakosin, Wang Klai Kangwon Campus, and the statistical values used were frequency, percentage, average, standard deviation, T-test, and F-test. The results showed that 1) for the demographic characteristics of business administration students, they were females aged 21-22 years studying in the 3rd and 4th year of the credit transfer program, 2) for economic factors, total monthly income was 8,001-10,000 baht, the total monthly expense was 4,001-6,000 bah and current total saving is less than 2,000 baht. The savings influencer was himself, and 3) the goal that was related to saving behavior was saving money when given the opportunity and saving every month to save money to buy things or assets. The methods of saving were saving and refraining from using luxury goods leading to wealth, and good quality of life with the statistically significant at the level of 0.05.