ประสิทธิภาพธนาคารในภูมิภาคอาเซียน
คำสำคัญ:
ประชาคมเศรษฐกิจอาเซียน, ประสิทธิภาพ, Data Envelopment Analysis.บทคัดย่อ
การรวมตัวประชาคมอาเซียน เพื่อการเป็นตลาดและฐานการผลิตเดียวกัน (single market and production base) ซึ่งจะทำให้เกิดการไหลของทุนโดยเสรี (free flow of capital) ธนาคารพื้นถิ่นในแต่ละประเทศมีความจำเป็นต้องปรับปรุงประสิทธิภาพการดำเนินงานเพื่อสร้างความสามารถในการแข่งขัน
งานวิจัยนี้ มุ่งศึกษาเปรียบเทียบประสิทธิภาพการดำเนินงานธนาคารใน 4 ประเทศ ได้แก่ มาเลเซีย อินโดนีเซีย สิงค์โปร์ และไทย วิเคราะห์ข้อมูลผลการดำเนินงานจากรายงานประจำปีระหว่างปี ค.ศ. 2017-2019 ด้วยโปรแกรมสำเร็จรูป Data Envelopment Analysis (DEA) ผลจากการวิจัย พบว่า ธนาคารในประเทศมาเลเซียมีประสิทธิภาพในการดำเนินงานสูงกว่าธนาคารในประเทศอื่นทั้งในแง่การมีเงินทุนที่แข็งแกร่งและมีสภาพคล่องที่ดี ทั้งนี้ สาเหตุมาจากนโยบายรัฐบาลในการส่งเสริมภาคการธนาคาร
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