Fintech Stream to Techfin: Financial Regulatory Challenges Driven with Big Data of Thai Financial Industry

Main Article Content

Pao Jampangoen


This academic article focuses on analyzing of FinTech and TechFin stream for improving the financial regulatory that will support the large data of Thai financial industry. The concept of the Fintech stream has played an important role especially on Thai financial industry that must prepare to update regulations. Moreover, the theory of disruption should be used for solving the problem of rapid change of technology as well. As well as studying the situation related to the fintech business will benefit all relevant parties to be ready to adapt and develop to drive the Thai economy in the future.

Because of the use of advanced technology in business Including creating one’s own innovation with the creativity of the entrepreneur will help increase productivity throughout the value chain of products and services and will increase Thailand’s competitiveness, by helping to free Thailand from the trap of middle-income countries and sustainably improve the well-being of the population. Therefore, financial regulation should be improved, consisting of (1) providing assurance that the law will support transactions Including finance, investments and insurance in electronic form equivalent to normal transactions, (2) facilitate fintech operators can access necessary information in the possession of government agencies, (3) to certify that the presence by electronic means if the customer does not appear to the financial service provider, and (4) facilitate fintech entrepreneurs to access the information they have concealed in the possession of government agencies.


Download data is not yet available.

Article Details

How to Cite
Jampangoen, P. (2019). Fintech Stream to Techfin: Financial Regulatory Challenges Driven with Big Data of Thai Financial Industry. Ph.D. ocial ciences ournal, 9(3), 573-583. etrieved from
Academic Article


Arner, D. W., Zetzsche, D. A., Buckley, R. P., & Barberis, J. N. (2017). FinTech and RegTech: Enabling innovation while preserving financial stability. Georgetown Journal of International Affairs, 18(3), 47-58.

Bangkok Bank Innohub. (2019). TechFin: The new challenge of the financial world. Retrieved from [In Thai]

Ehunhachinda, P. (2017). FinTech: Towards Thailand 4.0. Retrieved from [In Thai]

Limpongpan, S. (2017). Reform of financial innovation support system. Retrieved from [In Thai]

Malisuwan, S. (2016). Digital disruption. Retrieved from [In Thai]

Maesincee, S. (2017). Thailand 4.0. Retrieved from [In Thai]

Sookdhis, C. (2016). Is promptpay really unsafe. Retrieved from [In Thai]

Thanadhidhasuwanna, T. (2017). Payment series. Retrieved from a871-7f985f1f7d38/2IN_hotissue_Digital_bank_detail.aspx [In Thai]

Vancha-Am, A. (2017). Create innovation with creative thinking processes with beacon interface. Retrieved from [In Thai]

Vongsinsirikun, S. (2017). What do we learn from experience of developing and overseeing FinTech from abroad. Retrieved from [In Thai]