Medical Indemnity Insurance in Thailand

Abstract

This article aims to examine medical indemnity insurance in Thailand which could be both beneficial for physician and  patient.  When  a physician is at fault, causing damage to patients, there are several ways to remedy the damage.  Patients can seek remedy by various channels, such as putting forward complaints to the Medical Council as prescribed by laws that regulate the practice of medical profession, pursuing litigation in the court of law, seeking remedy through arbitration process, and requesting basic financial assistance through Universal Health  Coverage Act, 2002 A.D., etc.  However, there are issues of fairness and speed concerning different remedy channels as mentioned above. Voluntary medical indemnity insurance is more important at present because this type of insurance will help alleviating the damage after the fact for patients who have suffered damage from receiving medical services, if a physician or hospital staff is at fault. However, this voluntary medical indemnity insurance compensation system will become a reality through approval and supports of all parties involved, for Medical Treatment Compensation Act, B.E. ….