Saving Behaviors of Undergraduate Students in Trang Province

Abstract

          The objectives of this study were to examine saving behaviors, factors influencing the saving behaviors and factors that had a relationship with the saving behavior of  undergraduate students in Trang Province. The samples consisted of 384 undergraduate students in Trang Province. The instrument used for data collection was a questionnaire. The statistics used in data analysis consisted of frequency, percentage, mean, standard deviation and Chi-square. The results showed that most undergraduate students in Trang Province had savings, and their amount of savings were less than 5,000 Baht. They saved money in some months. The factors that influenced the students’ behavior the most was themselves. They normally kept money with themselves and their purpose of saving money was to be able to use such money in an emergency case.  Factors that affected the students’ saving the most were their current income and expenses. The students’ monthly income had a relationship with the amount of their savings with a 0.00 level of statistical significance whereas their monthly expenses had a relationship with the amount of their savings with a .05 level of statistical significance.