Model for Encouraging Elderly People to Utilize Financial Planning Applications

Abstract

The development of encouraging models for application usage is important for humans, especially in financial planning for elderly people. This article is derived from the synthesis and analysis of research related to both elderly application usage behavior and financial planning. Currently, Thailand is changing into a completely elderly society, which has been a significant issue in society from national policies to family matters. Exploring strategies to assist the elderly in reducing dependence on caregivers and being able to take care of themselves is crucial in social, health, and economic aspects. Socially, emphasis is placed on fostering relationships with peers and creating a supportive community that fosters self-esteem. Health-wise, the focus is on self-healthcare through technology. Economically, application for financial planning have been utilized by the elderly to track income and expenses, serving as preliminary activities before actual planning. This research article Presenting an encouraging model for application usage in financial planning for the elderly, integrating technology design and behavioral awareness through six procedures: 1. Explore requirement, 2. Prototype development, 3. Prototype review, 4. Awareness raising, 5. Behavioral adjustment, and 6. Technology acceptance, aiming to cultivate technology acceptance in elderly application users.