Factors Affecting the Decision to Use Products within the UOB Bank in the Bangkok Area

Main Article Content

Werathana Jaroenprasitthisuk
Orathai Chuacharoen

Abstract

This research aims to investigate the factors influencing the selection of products within the UOB bank in the Bangkok area. The sample population consists of 400 individuals surveyed through Google Forms, with questions covering personal factors, consumer behavior (6W1H), the 7Ps of marketing, and decision-making. This quantitative research collected and analyzed data using statistical methods, summarizing the findings with inferential statistics. The statistics used were descriptive, correlation tests, and regression analysis. The abstract outlines three main points: 1. Demographic factors such as gender, age, marital status, occupation, and monthly income significantly influence product selection within UOB bank branches in Bangkok. 2. Different levels of education do not significantly impact the decision-making process regarding product selection within UOB bank branches in Bangkok, both overall and in specific aspects such as problem recognition, information search, alternative evaluation, purchase decision, and post-purchase behavior. 3. Marketing mix factors (7Ps), specifically distribution channels (place), promotional activities (promotion), and physical evidence, significantly influence product selection decisions within UOB bank branches in Bangkok at a statistically significant level of 0.05.

Article Details

How to Cite
Jaroenprasitthisuk, W., & Chuacharoen, O. (2024). Factors Affecting the Decision to Use Products within the UOB Bank in the Bangkok Area. Rajapark Journal, 18(60), 428–440. Retrieved from https://so05.tci-thaijo.org/index.php/RJPJ/article/view/274185
Section
Research Article

References

Boonmee, S., & Boonrattanakittibhumi, S. (2019). Market mix factors to the decision process, choosing the project type of the people’s bank loan, the government savings bank, Chumphon. Journal of Interdisciplinary Research: Graduate Studies, 8(1), 94-100. https://so03.tci-thaijo.org/index.php/JIRGS/article/view/229833

Bank of Thailand. (2020). Consumer behavior in using banking services in Thailand. Bank of Thailand.

Kotler, P., & Keller, K. L. (2016). Marketing management (15th ed.). Pearson Education.

Kotler, P. (1997). Marketing management: Analysis, planning, implementation and control (14th Global ed.). Prentice-Hall.

Phonghanyudh, S. (2018). The influence of the marketing mix affect loyalty in choosing a bank Credit of commercial bank in Bangkok. Journal of Management Science Nakhon Pathom Rajabhat University, 5(1), 91-103. https://so03.tci-thaijo.org/index.php/JMSNPRU

/article/view/162895

Rovinelli, R.J., & Hambleton, R.K. (1977). On the Use of Content Specialists in the Assessment of Criterion-Referenced Test Item Validity. Tijdschrift Voor Onderwijs Research, 2, 49-60.

Serirat, S. et al. (2017). Modern marketing management (New revised edition). Dhammasarn.

Schiffman, L.G., & Kanuk, L.L. (1994). Consumer behavior. Prentice-Hall.

Sukreewong, S. (2019). Factors affecting the decision to use banking services in Thailand. Thai Marketing Journal, 14(3), 45-60.

Thai Bankers Association. (2021). Annual report 2021. Thai Bankers Association.