Factor Affecting the using in formal Loan Service of People in Muang,Maha Sarakham
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Abstract
This research aimed to 1) study of the factor affecting the formal loan service among people in Muang,
Maha Sarakham ; and 2) to compare with the factor affecting the using in formal loan service among people in
Muang, Maha Sarakham province with difference of education, occupation, and income per month. Data were
collected from 345 of the people in Muang, Maha Sarakham province. Questionnaires were used as a research
instrument. The statistics used for data were mean, standard deviation, F-test (ANOVA).
The results of research are that: 1) the people in Muang, Maha Sarakham province agreed with having the
factor affecting the using in formal loan service among and in aspects The criteria for consideration at a high
level. And agreed with having the factor affecting the using in formal loan service among as a whole and in
aspects at the financial need, the funding, and providing good service at a moderate level. And 2) The results
of compare with the personal factors the people in Muang, Maha Sarakham province with difference of
education, occupation, and income per month of the opinion with having the factor affecting the using in formal
loan service among ad a whole and in aspects of the criteria for consideration, financial need, funding, and
providing good service.
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