FinTech Innovation and Financial Service
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Abstract
FinTech is an innovation of financial technology applied to the development of new financial services to
facilitate both service providers and users. It also helps to reduce the cost of transactions and operations in
its original form by going to banks or financial institutions. As a result, several countries, including Thailand,
are now interested and invest in the FinTech innovation, and especially tend to invest more and more in the
future. Moreover, because of the convenience, and cost and time saving, people’s behavior has changed
to use more the new style of financial services. It is evident that there are several financial service forms via
online applications such as payment, money management, crowdfunding, marketplace lending and data
analytics. They are continuously developed and offered in order to cover all aspects of services and reach
users’ need.
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