A Brief Review of Crisis and Prospects in the Insurance Sector of Bangladesh
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บทคัดย่อ
In recent years, Bangladesh's insurance market has seen consistent expansion and interest. The industry has challenges besides that. This report reflects the insurance companies' views on the industry's issues and possibilities. The analysis found that inadequate agent qualifications were the biggest HR problem, while a lack of technical workers was the worst operational issue. Marketing and ethical difficulties include customers' lack of comprehension of insurance terms and policies and unhealthy competition. Only human resource management difficulties differed in severity between life and general insurance firms; they were more severe for life insurance companies, especially state-owned ones. State-owned life insurer has the most marketing, operational, and ethical difficulties. With economic growth, this industry has great potential. With greater incomes and literacy rates, consumers should know the benefits of life insurance, increasing demand for insurance services. Higher insurance demand, insurance company mergers, and higher underwriting capacity were deemed expected. Fire, marine, and micro-insurance will likely expand. To boost demand, use ethical marketing and competition. Proper training and orientation of agents/employees, growth of information technology, service diversity within the business, a fully functioning regulatory structure, etc. are also vital.
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เนื้อหาและข้อมูลในบทความที่ลงตีพิมพ์ในวารสารวิชาการมหาวิทยาลัยราชภัฏภูเก็ต ถือเป็นข้อคิดเห็นและความรับผิดชอบของผู้เขียนบทความโดยตรง ซึ่งกองบรรณาธิการวาสารฯ ไม่จำเป็นต้องเห็นด้วยหรือร่วมรับผิดชอบใด ๆ
บทความ ข้อมูล เนื้อหา รูปภาพ ฯลฯ ที่ได้รับการตีพิมพ์ในวารสารวิชาการมหาวิทยาลัยราชภัฏภูเก็ต ถือเป็นลิขสิทธิ์ของวารสารวิชาการมหาวิทยาลัยราชภัฏภูเก็ต หากบุคคลหรือหน่วยงานใดต้องการนำทั้งหมดหรือส่วนหนึ่งส่วนใดไปเผยแพร่ต่อหรือเพื่อกระทำการใด ๆ จะต้องได้รับอนุญาตเป็นลายลักษณ์อักษรจากวารสารวิชาการมหาวิทยาลัยราชภัฏภูเก็ตก่อนเท่านั้น
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