A Comparison of Cashless Society Between Thailand and China

บทคัดย่อ

With the development of network information technology and the revolutionary breakthrough of new technologies, digital economy is the analysis and application of human digitization and information cognition. Thailand's mobile e-commerce economy has been severely impacted. Government payment platforms and other domestic mobile payment gateway platforms are sparing no effort to develop the mobile digital economy, helping Thailand to fully enter the ranks of cashless payment countries as soon as possible.

This research shows that: The Bank of Thailand assists the development of Prompt pay, not only to cultivate people's payment habits, but also to avoid transaction monopoly caused by overseas payment institutions in Thailand. Various mobile payment gateways and Promptpay, there is competition and cooperation between mobile banking. Competition allows each other to expand their business advantages, and cooperation allows each other to work together to promote the development of a cashless society in Thailand. Before the epidemic, tens of thousands of Chinese used Alipay for settlement in Thailand, effectively promoting cashless with the advancement of society, advanced mobile payment technology has been integrated into Thailand's mobile payment field. In addition to the epidemic, Alipay has also been affected by Thailand's financial policy, and Alipay's transaction volume in Thailand has dropped significantly; the government has optimized the entry policy and opened the country, and Chinese people will continue to return. In Thailand, Alipay will become more mature in the future and contribute to the Thai economy.